May 01, 2009
Current insurance policies may leave affiliates and trainers vulnerable to devastating lawsuits. The CrossFit RRG is insurance by CrossFitters for CrossFitters. The RRG offers protection for the whole community.
It turns out light thrusters, burpees and air squats can cost you more than a little sweat. They can cost you $300,000. And maybe the whole business you worked so hard to build. Your gym could end up empty.
On Dec. 11, 2005, Makimba Mimms participated in a CrossFit workout at Manassas World Gym/Ruthless Training Concepts in Manassas, Virginia. The workout consisted of fifteen-, ten- and five-rep rounds of a triplet including ten-pound dumbbell thrusters, burpees and air squats.
In the summer of 2008, Mimms filed a lawsuit against the gym, the training company and trainer Javier Lopez. He claimed he suffered permanent injuries from the workout, including rhabdomyolysis, which occurs when bits of muscle fiber enter the bloodstream and damage the kidneys.
In October of 2008 a jury found all three defendants liable and awarded Mimms $300,000. CrossFit Inc. was not named as a defendant in the Mimms case but is nevertheless responding to the verdict.
CrossFit’s risk-retention group was announced on CrossFit.com on Apr. 15, 2009, giving affiliates and trainers until May 15 to contribute the $500,000 required to legally establish the RRG under American law. Trainers can buy into the program at a cost of $200, and affiliates at $1,000. As of Friday, May 1, 2009, the RRG has amassed $158,800 of the $500,000 required. If capitalization needs are met, the RRG will be owned by its members. Its only mission: ensuring CrossFit trainers and affiliates have coverage that fully protects them.
The RRG will select its own lawyers and ensure they always have a seat at the table. These lawyers will be CrossFit experts who vigorously defend claims. The RRG legal team will also do everything possible to prevent damage to the reputation of CrossFit as a whole. The aim is for CrossFit trainers and affiliates to become masters of their own legal destiny, no longer dependent on anyone else.